Why A Small Business Needs Insurance

Many business owners who have no insurance are vulnerable when a liability occurs. Running a business comes with certain risks, and you can fall into financial ruin if you’re not prepared for them. Let’s look at a few reasons why every small business needs insurance. 

Insurance is required by law – Businesses with employees are mandated to provide worker’s compensation, unemployment and disability insurance policies. 

You’re always at risk of being sued – A lawsuit can hit your business spontaneously, but if you have liability insurance, you’ll have peace of mind. 

Insurance makes you credible. If your clients ask to see proof of your insurance and you don’t have it, you’ll appear amateurish. Insurance lends credibility, which is crucial if you’re in business. 

Every small business in America needs some type of insurance to protect themselves. Kelly Williams provides a variety of business insurance in Long Beach, CA. Whether you need insurance for your employees or a plan to cover you in case of a liability, we can serve your needs.  Contact Kelly Williams Insurance to get the right coverage for your small business. 

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