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Kelly Williams Insurance first became a business back in 1895. This fourth generation family owned company has practiced out of the same building in Long Beach for over 25 years, a showcase of the loyalty the business has to the Orange County area. Clients coming in to see about Orange County homeowners insurance know they are receiving quality care from a business that has a sincere desire to serve the Orange County community.
A solid Orange County homeowners insurance plan protects both the residence and the property contained within the home. The agent working with the client will take the time to determine what type of coverage is going to be the most appropriate for the current condition of the home.
Talking with an agent at Kelly Williams Insurance will educate the client in many ways. For example, personal property that is purchased at one location to be shipped to the home is covered under Orange County homeowners insurance, even if the property is damaged en route to the home. Another example is the difference of actual cash value coverage versus replacement cost coverage. Actual cash value coverage entitles the client to the depreciated value of any damaged property when an incident occurs. Replacement cost coverage reimburses the client the amount necessary to replace the damaged item with something similar in the type and quality of the original at the current value of that item.
Selecting the right type of Orange County homeowners insurance is an easier task when working with the expert team at Kelly Williams Insurance. Make an appointment today to discover what is the best Orange County homeowners insurance policy for homes in Orange County.
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