Your home vs. Deep-Fried Turkeys

As we enter this Holiday Season, it is a time for family, fun and festivities but it is also a time for safety, especially in the kitchen. In the U.S. there is an estimated 1760 home cooking fires on Thanksgiving Day alone. Unattended cooking was the contributing factor to these fires, some resulting in fire related injuries and even deaths. 

With this information in mind, it is important to make sure you take all the necessary precautions during this holiday season to keep you and your family safe. More information regarding safety tips can be found at the National Fire Protection Agency Website.

If this unfortunate event were to happen to you, having the correct house insurance coverage is vital to ensure your home is covered if this situation were to occur. For more information about Fire Hazard and Homeowners Insurance feel free to contact Kelly Williams Insurance of Long Beach, CA.


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A Long Beach Insurance Legacy

For well over one hundred years now, Kelly Williams Insurance Agency has remained conveniently located in the Long Beach area, and over 25 years at our current location on Pacific Coast Hwy.

Kelly Williams Insurance Agency first opened their doors in 1895, and continues to serve the needs of homeowners and businesses throughout the Long Beach community and surrounding areas of Los Angeles County and Orange County today.

The owners and agents of Kelly Williams Insurance Agency take special pride in the services they provide and their collective level of knowledge to help you achieve all of your insurance needs and goals.

They specialize in all lines of insurance including automobile, homeowners, life, health and business insurance options to meet your needs and, as an independent agency, Kelly Williams Insurance Agency represents many quality and trustworthy companies to help you meet your goals while saving you money; companies such as Mercury, SAFECO, The Infinity Group, Drive Insurance (Progressive), and Oregon Mutual… just to name a few.

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Company Health Insurance Long Beach

Over 60% of the U.S. population has health insurance and receives coverage through an employer sponsored group health insurance plan. There are definite advantages to obtaining health insurance coverage through an employer. Many employees report the most important benefit offered to them through their job is health insurance. Companies throughout the U.S. spend billions of dollars annually for health insurance, making up the majority of the revenues earned by health insurance companies.

Group health insurance is available to any company that has 2 or more employees. Companies applying for group health insurance will need to verify the legitimacy of their business operations. The number of employees insured under the group health plan may also determine the type of coverage available to the employer. A company with between 2 to 50 employees is classified as a small business. Companies with thousands of employees generally have health plans customized by a health insurance carrier. Please Contact Kelly William Insurace for more Information regards Group Health Insurance Long Beach.

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Employment Practices Liability

Employment Practices Liability Insurance typically covers allegations of discrimination, wrongful termination and sexual harassment of employees. A decade ago, when many insurance companies began taking large losses on these types of claims, Employment Practices Liability Insurance became a stand-alone insurance product for businesses.

Over the past decade, the number of discrimination cases has more than tripled in the United States, and a vast majority of these cases are filed against employers. Employment issues make up 30% of all civil litigation in the United States, and charges filed through the Equal Employment Opportunity Commission increase virtually every year. Publicly held companies, privately held companies and not for profit corporations are all at risk for being sued by employees and potential employees.

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Renters Insurance and its Benefits

Tenants Insurance approaches are intended to cover you in case of secured misfortune to your own property and ensure you in the occasion you are in charge of damage or property harm to others in your leased Apartment, Home or Condo. Now, you can apply for free online insurance quotes from more than one insurance company. An expected 75% of Renters don’t have tenants protection coverage. Landlords and complexes are now requiring Renter’s Insurance as a condition to rent.

Assume you have guests to your loft and somebody slips on a wet kitchen floor and breaks an arm? Who is in charge of the medicinal expenses? Much of the time you. Leaseholders protection by and large gives “named peril” coverage, which means the arrangement states particularly what you are insured against.

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Safety on Fourth of July

With the fourth of July drawing closer, we are all hoping to celebrate. What’s more, when we consider praising, we think firecrackers.  Beginning in June, firecrackers from sparklers, party poppers, cone fountains, and so on, will be accessible available to be purchased state wide. Along these lines, pondering these for your backyard parties, reconsider. Here are a few hints from the National Fire Protection Association:

  • Leave fireworks to the professionals.   
  • The safest way to enjoy fireworks is to attend a public display conducted by trained professionals.  
  • After the fireworks display, children should never pick up fireworks that may be left over, they may still be active.

How hot does a sparkler get? 1200 degrees — that is more smoking than wood consuming, water bubbling, and glass dissolving. What might it do in the hands of a youngster? Many of individuals harmed by firecrackers were less than 15 years old with the most noteworthy danger of damage from age 0-4 were caused wounds because of sparklers.

Be safe this 4th of July and to learn more about insurance contact Kelly Williams Insurance, navigate the website or give us a call. 

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