Reasons to get Life Insurance When You’re Young

At a young age people don’t get life insurance because of the extra expenditure and the fact that young people don’t think about it when they are just starting out with their careers. However the sooner you start your life insurance plan the better. You should consider life insurance if you have:

  • A spouse
  • Dependent children
  • Aging parents or a physically-challenged relative who depends on you for support
  • Retirement savings that is not sufficient to ensure your spouse’s future financial well-being
  • A sizable estate
  • A business

Most young adults have aging parents / relatives or perhaps a spouse and children. If this is the situation, then creating a life insurance plan that fits your needs and financial requirements is the right choice. Kelly Williams is willing to sit down with you to discuss your options to find the most applicable plan for you.

Don’t hesitate to contact Kelly Williams Insurance today to find out more information.

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Employment Practices Liability Insurance

Do you own a business? Are you worried about your coverage for certain types of allegations that may be made against your company? Kelly Williams Insurance offers Employment Practices Liability Insurance( EPLI). No matter how big or small your business is,  Kelly Williams can ensure your legal protection. EPLI protects companies against claims that past, current and prospective employees bring against the company, and any of its employees. This coverage can be customized to suit your business’ needs. With over 100 years of experience, you can trust Kelly Williams with all your legal needs. Contact us today to ensure your business and its employees are protected.

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Personal Umbrella Insurance – Long Beach, CA

Personal umbrella coverage has historically only been used for wealthy people with sizeable assets. As our society changes, so does the required coverage for an individual. Do you own a watercraft, a swimming pool, or have a young driver in the family? Then you qualify for personal umbrella coverage. While you may think this particular type of coverage is something you do not need, it may be this exact coverage that ensures your financial stability. Making sure that you and your families assets, no matter the size are safe and protected is important. From an unplanned accident, to being sued for a large amount of money, personal umbrella coverage can protect you. Contact Kelly Williams Insurance to get more information, and set you and your family up for optimal protection and financial safety for the future. 

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Watercraft Insurance Long Beach, CA

Although insurance for personal watercraft may not be widely known or sought after, Kelly Williams is able to provide a wide variety of personal watercraft coverages that will fit your needs. Personal watercraft such as boats, wave runners, seadoo’s and other water going vessels are still prone to theft and damage so give them the best protection by going with the best coverage you can with Kelly Williams Insurance. We also offer discounts for completing boating safety courses, and for having safety equipment on your boat. Annual rates are also reduced for normal lay-up periods.

For the best in boat, and PWC insurance in Long Beach, please call Kelly Williams at: (562) 498-8661

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Instant Auto / Homeowners Insurance Quotes – Long Beach, CA

Getting an instant quote has never been easier with our online hassle free form. Kelly Williams Insurance can off your quick notice of your future auto or homeowners insurance coverage. Our Quotes are a free, zero obligation offer. You have worked hard for your house and car so let us help you protect them and the people and things inside from what life has to throw at you.  

Go to our Instant Quotes Page to fill out a quick form and get covered today!

 

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Renters Insurance – Long Beach, Ca

Long Beach is a great city that many enjoy living in. However with rising living expenses leaves renting as the best option for considering a life in the city. To ensure you have the best rental experience consider rental insurance provided by Kelly Williams Insurance.

Kelly Williams provides rental insurance in Long Beach that is designed to cover you in the event of covered loss to your personal property and protect you in the event you are responsible for injury or property damage to others in your rented Apartment, Home or Condo.  An estimated 75% of Renters do not have renters insurance coverage.

This insurance can cover repair or replacement of your personal property damaged, destroyed or stolen as the result of various types of peril — fire or lightning, windstorm or hail, explosions, smoke, vandalism, theft, damage by glass, electrical surge damage, and water-related damage from home utilities, and more. If your home is made unlivable by one of these perils, Renters insurance will pay for the associated expenses (cost of a temporary residence, meals eaten out, etc.). Coverage is usually limited to a percent of the total value of the policy. Renter’s insurance can even cover you for personal possessions that don’t happen to be in the apartment at the time of the loss.

For a consultation please contact or call Kelly WIlliams Insurance of Long Beach.

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