Flood Insurance – Kelly WIlliams

With the rainy season approaching the odds for flash floods is increasing. Flooding is is a subset under homeowners insurance. Flooding damage is not only caused by heavy rains and flash floods but, it can also be caused by damaged pipes or heavy leakage within your own home. We cannot control natural weather events and sometimes we cannot prevent broken pipes. If you would like the peace of mind and a safe home, consider Kelly Williams to take care of your insurance needs.

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Group Health Coverage

Having medical coverage has quickly become a necessity in any household across the US. When an individual is seeking employment, one of the main things they look at whether or not the employer offers a health insurance plan. Most employees report that the most important benefit offered to them through their job is health insurance. As a company you want to provide your employees the best options you can, and ensure that their medical needs are taken care of. In recent years companies have seen a dramatic increase in the cost of providing health care plans to employees, which is causing any companies to reduce the benefits that they offer. Whether you are a large or a small company, we want to help you. Kelly Williams insurance has been servicing the Long Beach area for over 25 years, we are here to address your needs. Group Health insurance may be something that your company needs in order to keep medical costs down, while continuing to maintain your employees medical needs. Contact us today to find out more information about Group Health Insurance.

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Commercial Auto Coverage Long Beach

Do you own a business in which your employees consistently utilize company vehicles? Are you concerned about the fees and fines that could accrue if that employee was in an accident. Kelly Williams insurance is here for you. Commercial auto insurance is intended to ensure any type of company vehicle that is used for company business. Within commercial auto coverage, there are two main categories, liability and physical damage as well as different categories that are specific to the type of company you may have. You want to ensure that your company will not encounter any high costs or extra expenses if an accident were to occur. Kelly Williams insurance is proud of our customer service, we are here to serve you.
Contact us today to find out what type of commercial auto insurance is right for your company, we are here to fit all of your needs.
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Worker’s Compensation Insurance Knowledge

California worker’s compensation coverage began in the 20th century when the number of workplace injuries was rising and there was little effective legislation to insure fair reparation to employees or to shield companies from expensive lawsuits. As a result, California worker compensation coverage was initiated in many states with California being one of the first to adopt such a system.

Workers’ Compensation laws are designed to ensure employees injured and/or disabled on the job are provided for with fixed monetary awards, thereby eliminating the need for litigation. Workers’ Compensation laws also provide benefits for dependents of workers killed because of work-related accidents or illnesses. Laws also protect employers and fellow workers by limiting the amount an injured employee can recover from an employer and by eliminating the liability of co-workers in most accidents. State Workers Compensation statutes establish this framework for most employment. Federal statutes are limited to federal employees or those workers employed in some significant aspect of interstate commerce.

If you’re looking to know more about California’s Workers Insurance, Contact Kelly Williams Insurance of Long Beach. Please visit our CONTACT page.

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Reasons to get Life Insurance When You’re Young

At a young age people don’t get life insurance because of the extra expenditure and the fact that young people don’t think about it when they are just starting out with their careers. However the sooner you start your life insurance plan the better. You should consider life insurance if you have:

  • A spouse
  • Dependent children
  • Aging parents or a physically-challenged relative who depends on you for support
  • Retirement savings that is not sufficient to ensure your spouse’s future financial well-being
  • A sizable estate
  • A business

Most young adults have aging parents / relatives or perhaps a spouse and children. If this is the situation, then creating a life insurance plan that fits your needs and financial requirements is the right choice. Kelly Williams is willing to sit down with you to discuss your options to find the most applicable plan for you.

Don’t hesitate to contact Kelly Williams Insurance today to find out more information.

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Employment Practices Liability Insurance

Do you own a business? Are you worried about your coverage for certain types of allegations that may be made against your company? Kelly Williams Insurance offers Employment Practices Liability Insurance( EPLI). No matter how big or small your business is,  Kelly Williams can ensure your legal protection. EPLI protects companies against claims that past, current and prospective employees bring against the company, and any of its employees. This coverage can be customized to suit your business’ needs. With over 100 years of experience, you can trust Kelly Williams with all your legal needs. Contact us today to ensure your business and its employees are protected.

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