Over 60% of the U.S. population has health insurance and receives coverage through an employer sponsored group health insurance plan. There are definite advantages to obtaining health insurance coverage through an employer. Many employees report the most important benefit offered to them through their job is health insurance. Companies throughout the U.S. spend billions of dollars annually for health insurance, making up the majority of the revenues earned by health insurance companies.
Group health insurance is available to any company that has 2 or more employees. Companies applying for group health insurance will need to verify the legitimacy of their business operations. The number of employees insured under the group health plan may also determine the type of coverage available to the employer. A company with between 2 to 50 employees is classified as a small business. Companies with thousands of employees generally have health plans customized by a health insurance carrier. Please Contact Kelly William Insurace for more Information regards Group Health Insurance Long Beach.
Employment Practices Liability Insurance typically covers allegations of discrimination, wrongful termination and sexual harassment of employees. A decade ago, when many insurance companies began taking large losses on these types of claims, Employment Practices Liability Insurance became a stand-alone insurance product for businesses.
Over the past decade, the number of discrimination cases has more than tripled in the United States, and a vast majority of these cases are filed against employers. Employment issues make up 30% of all civil litigation in the United States, and charges filed through the Equal Employment Opportunity Commission increase virtually every year. Publicly held companies, privately held companies and not for profit corporations are all at risk for being sued by employees and potential employees.
Tenants Insurance approaches are intended to cover you in case of secured misfortune to your own property and ensure you in the occasion you are in charge of damage or property harm to others in your leased Apartment, Home or Condo. Now, you can apply for free online insurance quotes from more than one insurance company. An expected 75% of Renters don’t have tenants protection coverage. Landlords and complexes are now requiring Renter’s Insurance as a condition to rent.
Assume you have guests to your loft and somebody slips on a wet kitchen floor and breaks an arm? Who is in charge of the medicinal expenses? Much of the time you. Leaseholders protection by and large gives “named peril” coverage, which means the arrangement states particularly what you are insured against.
With the fourth of July drawing closer, we are all hoping to celebrate. What’s more, when we consider praising, we think firecrackers. Beginning in June, firecrackers from sparklers, party poppers, cone fountains, and so on, will be accessible available to be purchased state wide. Along these lines, pondering these for your backyard parties, reconsider. Here are a few hints from the National Fire Protection Association:
- Leave fireworks to the professionals.
- The safest way to enjoy fireworks is to attend a public display conducted by trained professionals.
- After the fireworks display, children should never pick up fireworks that may be left over, they may still be active.
How hot does a sparkler get? 1200 degrees — that is more smoking than wood consuming, water bubbling, and glass dissolving. What might it do in the hands of a youngster? Many of individuals harmed by firecrackers were less than 15 years old with the most noteworthy danger of damage from age 0-4 were caused wounds because of sparklers.
Be safe this 4th of July and to learn more about insurance contact Kelly Williams Insurance, navigate the website or give us a call.
Every business benefits from adequate Commercial General Liability coverage. CGL insurance protects you if a customer is injured at your place of business. It would also cover damage or injuries caused by your employees at a client’s site.
Commercial General Liability protects businesses against these types of claims. Even if your company is negligent or liable for damage, injury or loss to another’s property, reputation or health, your business can keep its assets if it is adequately insured.
General Liability insurance covers claims of bodily injury or other physical injury or property damage. It is frequently offered in a package with Property insurance to protect your business against incidents which may occur on your premises or at other covered locations where you normally conduct business. Commercial General Liability enables your business to continue operations while it faces real or fraudulent claims of certain types of negligence or wrongdoing.
Contact Kelly Williams Insurance today if you’re looking for quality general liability insurance in Long Beach or the surrounding areas.
For some people, a car expresses the essence of their being, and to others, it’s simply an object to get from point A to B. We offer a variety of coverage and companies to choose from, based on your specific needs. Since 1895, Kelly Williams Insurance has been providing insurance to thousands of area residents with excellent service and the best pricing.
Advantages vary from company to company, and some require the purchase of certain coverages. As an independent insurance agent, we are able to objectively look at your account and select from the many different carriers which is the best fit for you. Whether your concern is keeping your premiums low or making sure that you have the broadest possible coverage, Kelly Williams Insurance can review your options so that you can make an educated decision. We represent a multitude of A+ rated companies including Mercury Insurance Group, Safeco, Progressive, and many others.
Call Kelly Williams Insurance today if you’re looking for amazing coverage at a rate you can’t pass up.