California worker’s compensation coverage began in the 20th century when the number of workplace injuries was rising and there was little effective legislation to insure fair reparation to employees or to shield companies from expensive lawsuits. As a result, California worker compensation coverage was initiated in many states with California being one of the first to adopt such a system.
Workers’ Compensation laws are designed to ensure employees injured and/or disabled on the job are provided for with fixed monetary awards, thereby eliminating the need for litigation. Workers’ Compensation laws also provide benefits for dependents of workers killed because of work-related accidents or illnesses. Laws also protect employers and fellow workers by limiting the amount an injured employee can recover from an employer and by eliminating the liability of co-workers in most accidents. State Workers Compensation statutes establish this framework for most employment. Federal statutes are limited to federal employees or those workers employed in some significant aspect of interstate commerce.
If you’re looking to know more about California’s Workers Insurance, Contact Kelly Williams Insurance of Long Beach. Please visit our CONTACT page.